== Banks =={{Main|Bank}}
A "[[commercial bank]]" is what is commonly referred to as simply a "bank". The term "[[Commerce|commercial]]" is used to distinguish it from an "[[investment bank]]," a type of financial services entity which, instead of lending money directly to a business, helps businesses raise money from other firms in the form of [[Bond (finance)|bonds]] (debt) or [[stock]] (equity).
=== Banking services ===
The primary operations of banks include:
* Keeping money [[safe]] while also allowing [[withdrawal]]s when needed
* Issuance of [[checkbook]]s so that bills can be paid and other kinds of payments can be delivered by post
* Provide [[Unsecured loan|personal loan]]s, [[Loan|commercial loans]], and [[mortgage loan]]s (typically loans to purchase a home, property or business)
* Issuance of [[credit cards]] and processing of credit card and billing
* Issuance of [[debit cards]] for use as a substitute for checks
* Allow financial transactions at branches or by using [[Automatic Teller Machine]]s (ATMs)
* Provide wire transfers of funds and [[Electronic fund transfer]]s between banks
* Facilitation of standing orders and direct [[debit]]s, so payments for bills can be made automatically
* Provide [[overdraft]] agreements for the temporary advancement of the Bank's own money to meet monthly spending commitments of a customer in their current account.
* Provide internet banking system to facilitate the customers to view and operate their respective accounts through internet.
* Provide Charge card advances of the Bank's own money for customers wishing to settle credit advances monthly.
* Provide a check guaranteed by the Bank itself and prepaid by the customer, such as a [[cashier's check]] or [[certified check]].
* [[Notary]] service for financial and other documents
* Accepting the deposits from customer and provide the credit facilities to them.
